How can geopolitical conflict affect interest rates?by Kay Vitogiannis5 March 2026KEY TAKEAWAYS: Geopolitical conflict may increase inflation in Australia. Global tensions often push up oil, energy and transport costs. When businesses face higher costs, these… Read More »How can geopolitical conflict affect interest rates?
What Is a Simultaneous Settlement in NSW?by Kay Vitogiannis23 February 202619 February 2026KEY TAKEAWAYS: Timing is critical – If one settlement is delayed, the entire chain can be affected. Early preparation reduce risk. Sellers buying again carry… Read More »What Is a Simultaneous Settlement in NSW?
What you need to know before buying or selling propertyby Kay Vitogiannis17 February 20265 February 2026KEY TAKEAWAYS: Engage a NSW conveyancer early to review contracts before exchange and avoid costly legal risks NSW property laws are complex and time-sensitive, making… Read More »What you need to know before buying or selling property
Hidden Costs When Buying Property in NSW – A Buyer’s Guide to Unexpected Property Purchase Expensesby Kay Vitogiannis5 February 2026KEY TAKEAWAYS: The purchase price isn’t the full cost Stamp duty, conveyancing fees, inspections, lender costs, and settlement adjustments can add tens of thousands of… Read More »Hidden Costs When Buying Property in NSW – A Buyer’s Guide to Unexpected Property Purchase Expenses
How Interest Rate Increases Are Affecting Property Buyers in NSWby Kay Vitogiannis4 February 2026KEY TAKEAWAYS: Borrowing power is tighter: Interest rate increases reduce serviceability, meaning purchasers may qualify for smaller loans and need to adjust budgets, property choices… Read More »How Interest Rate Increases Are Affecting Property Buyers in NSW
What Is PEXA? A Guide for NSW Property Buyers and Sellersby Kay Vitogiannis15 October 20257 November 2025KEY TAKEAWAYS: PEXA Digitises Property Settlements. PEXA replaces the traditional paper-based settlement process with a secure online platform, enabling electronic transfer of funds, digital signing… Read More »What Is PEXA? A Guide for NSW Property Buyers and Sellers
What Is an Occupation Certificate (OC) in NSW? A Home Buyer’s Guideby Kay Vitogiannis19 September 2025KEY TAKEAWAYS: An Occupation Certificate (OC) is legally required. You cannot legally live in or use a newly built or significantly renovated property in NSW… Read More »What Is an Occupation Certificate (OC) in NSW? A Home Buyer’s Guide
Why a Pest and Build Report is Essential when Purchasing in NSWby Kay Vitogiannis12 August 2025KEY TAKEAWAYS: Identify Hidden structural issues such as cracks, water damage, or foundation issues that are not visible during a standard inspection Reveals any current… Read More »Why a Pest and Build Report is Essential when Purchasing in NSW
The NSW Pattern Book: Your Quick-Start Guideby Kay Vitogiannis17 July 202531 July 2025KEY TAKEAWAYS: Affordable and fast tracked low rise designs Sustainability, adaptability and local context High quality architectural designs with 10 day approvals What is the… Read More »The NSW Pattern Book: Your Quick-Start Guide
Essential Tips for Property Buyers Attending Auctions in NSWby Kay Vitogiannis30 June 202528 July 2025KEY TAKEAWAYS: No cooling-off period Finance must be pre-approved Conduct all inspections and Contract review beforehand Pre-auction negotiations are possible Purchasing a property at auction… Read More »Essential Tips for Property Buyers Attending Auctions in NSW
Owner-Occupiers Can Boost Servicing Power with Rental Income!by Kay Vitogiannis15 May 202531 July 2025KEY TAKE OUTS: Increased Borrowing Power: CBA now allows owner-occupiers to include rental income when calculating loan servicing, enabling them to borrow more. CBA’s New… Read More »Owner-Occupiers Can Boost Servicing Power with Rental Income!
Importance of obtaining a Strata Report prior to purchasing a unit in NSWby Kay Vitogiannis24 March 202529 July 2025KEY TAKE OUTS: What is a Strata Report? Key information provided by the Report Why is it important to obtain prior to a purchase of… Read More »Importance of obtaining a Strata Report prior to purchasing a unit in NSW
Cyclone Alfred – Risks for Sellers and Purchasers of NSW Propertyby Kay Vitogiannis11 March 202528 July 2025KEY TAKE OUTS: Risk for sellers to consider with the potential for damage to properties in NSW Risk for purchasers to consider with the potential… Read More »Cyclone Alfred – Risks for Sellers and Purchasers of NSW Property
Foreign purchasers banned from buying established housesby Kay Vitogiannis3 March 202528 July 2025KEY TAKE OUTS: From 1 April 2025 to at least 31 March 2027 foreign purchasers will be banned from buying established houses Exemptions to the… Read More »Foreign purchasers banned from buying established houses
Are you liable for Land Tax – Changes to the Principal Place of Residence Exemption & othersby Kay Vitogiannis17 February 202528 July 2025KEY TAKE OUTS: For the Land Tax year commencing from 1 January 2025, you must own at least 25% of the property, either solely or… Read More »Are you liable for Land Tax – Changes to the Principal Place of Residence Exemption & others
Release of deposit in NSW – how it worksby Kay Vitogiannis30 November 202413 February 2026KEY TAKE OUTS: How does the release of deposit work in NSW? Positives of release of deposit in NSW for Vendors? Negatives of release of… Read More »Release of deposit in NSW – how it works
Cooling Off Period in NSW explainedby Kay Vitogiannis30 October 202428 July 2025KEY TAKE OUTS: The Purchaser of residential property in NSW are legally entitled to a cooling off period of 5 days minimum The Purchaser of… Read More »Cooling Off Period in NSW explained
Understanding Community Title in NSW: A Comprehensive Guideby Kay Vitogiannis30 September 202431 July 2025KEY TAKE OUTS: What is Community Title? Key Features of Community Title Considerations for buyers Understanding Community Title in NSW: A Comprehensive Guide In New… Read More »Understanding Community Title in NSW: A Comprehensive Guide
Understanding Fractional Home Ownership in NSWby Kay Vitogiannis22 August 202431 July 2025KEY TAKE OUTS: What is a fractional ownership How does it work? Benefits and consideration Fractional Home Ownership in NSW: A Modern Approach to Property… Read More »Understanding Fractional Home Ownership in NSW
Unlocking Home Wealth – Navigating a Reverse Mortgage in NSWby Kay Vitogiannis30 July 202431 July 2025KEY TAKE OUTS: What is a reverse mortgage How does it work? Benefits and considerations Unlocking Home Equity: Understanding Reverse Mortgages in NSW In… Read More »Unlocking Home Wealth – Navigating a Reverse Mortgage in NSW