Kay Vitogiannis

KEY TAKEAWAYS: Know what you’re buying: A Section 10.7 Planning Certificate reveals zoning, permitted uses, and restrictions—so you understand what you can (and can’t) do… Read More »What is a Planning Certificate (10.7) in NSW?

KEY TAKEAWAYS: You only pay for what you use Settlement adjustments make sure buyers and sellers each pay property costs only for the time they… Read More »What Are Settlement Adjustments in Property Purchases and Sales in NSW?

KEY TAKEAWAYS: From 1 July 2026, AML Tranche 2 reforms will require lawyers, conveyancers and real estate agents to conduct stricter identity and source-of-funds checks.… Read More »How Will AML Tranche 2 Affect NSW Property Market?

KEY TAKEAWAYS: Geopolitical conflict may increase inflation in Australia. Global tensions often push up oil, energy and transport costs. When businesses face higher costs, these… Read More »How can geopolitical conflict affect interest rates?

KEY TAKEAWAYS: Timing is critical – If one settlement is delayed, the entire chain can be affected. Early preparation reduce risk. Sellers buying again carry… Read More »What Is a Simultaneous Settlement in NSW?

KEY TAKEAWAYS: Engage a NSW conveyancer early to review contracts before exchange and avoid costly legal risks NSW property laws are complex and time-sensitive, making… Read More »What you need to know before buying or selling property

KEY TAKEAWAYS: The purchase price isn’t the full cost Stamp duty, conveyancing fees, inspections, lender costs, and settlement adjustments can add tens of thousands of… Read More »Hidden Costs When Buying Property in NSW – A Buyer’s Guide to Unexpected Property Purchase Expenses

KEY TAKEAWAYS: Borrowing power is tighter: Interest rate increases reduce serviceability, meaning purchasers may qualify for smaller loans and need to adjust budgets, property choices… Read More »How Interest Rate Increases Are Affecting Property Buyers in NSW

KEY TAKEAWAYS: PEXA Digitises Property Settlements. PEXA replaces the traditional paper-based settlement process with a secure online platform, enabling electronic transfer of funds, digital signing… Read More »What Is PEXA? A Guide for NSW Property Buyers and Sellers

KEY TAKEAWAYS: An Occupation Certificate (OC) is legally required. You cannot legally live in or use a newly built or significantly renovated property in NSW… Read More »What Is an Occupation Certificate (OC) in NSW? A Home Buyer’s Guide

KEY TAKEAWAYS: Identify Hidden structural issues such as cracks, water damage, or foundation issues that are not visible during a standard inspection Reveals any current… Read More »Why a Pest and Build Report is Essential when Purchasing in NSW

KEY TAKEAWAYS: Affordable and fast tracked low rise designs Sustainability, adaptability and local context High quality architectural designs with 10 day approvals What is the… Read More »The NSW Pattern Book: Your Quick-Start Guide

KEY TAKEAWAYS: No cooling-off period Finance must be pre-approved Conduct all inspections and Contract review beforehand Pre-auction negotiations are possible Purchasing a property at auction… Read More »Essential Tips for Property Buyers Attending Auctions in NSW

KEY TAKE OUTS: For the Land Tax year commencing from 1 January 2025, you must own at least 25% of the property, either solely or… Read More »Are you liable for Land Tax – Changes to the Principal Place of Residence Exemption & others