KEY TAKEAWAYS: Know what you’re buying: A Section 10.7 Planning Certificate reveals zoning, permitted uses, and restrictions—so you understand what you can (and can’t) do with the property. Identify risks early: It highlights issues like flood zones, bushfire risk, heritage listings, or future infrastructure that could affect value, safety, or insurance. Avoid costly surprises: By reviewing it before exchange, you can make an informed decision, negotiate, or walk away if the property doesn’t meet your plans. What Is a Section 10.7 Planning Certificate? A Section 10.7 Planning Certificate is an official document issued by the local council under the Environmental Planning and Assessment Act 1979 (NSW). It provides detailed information about the planning controls and restrictions that apply to a specific property. It includes essential information such as zoning, permissible land uses, and key planning controls. If you’re purchasing property in New South Wales, one document you’ll almost certainly come across is the Planning Certificate, often referred to as a Section 10.7 Certificate. While it might seem like just another piece of paperwork in the conveyancing process, it plays a crucial role in helping you understand exactly what you’re buying—and what you can (and can’t) do with it. What Information Does It Include? A Planning Certificate can reveal a wide range of important details, including: Zoning of the land (e.g. residential, commercial, industrial) Permitted and prohibited uses Heritage listings or conservation areas Bushfire-prone or flood-affected status Development control plans and local environmental plans Road widening proposals or infrastructure plans Contamination or environmental risks Why Is It Important for Purchasers? Confirms What You Can Do With the Property You might have plans to renovate, extend, or rebuild. The certificate tells you whether those plans are even possible under current zoning and planning rules. Highlights Potential Risks Issues like flood zones, bushfire risk, or contamination can impact insurance, safety, and future property value. Knowing this upfront helps you make an informed decision. Prevents Costly Surprises Imagine buying a property only to find out later that a major road is planned right next door. A full 10.7 certificate can flag these kinds of future developments. Supports Due Diligence Your solicitor or conveyancer will typically review the certificate as part of the legal checks. It’s a key part of ensuring the property aligns with your expectations. Can Influence Your Decision or Negotiation If the certificate reveals limitations or risks, you may choose to renegotiate the price, or walk away altogether. When Do You Receive It? The Planning Certificate is usually included in the contract for sale of land. In NSW, vendors are required to provide this document before a property is sold, so buyers can review it prior to exchange. Final Thoughts A Section 10.7 Planning Certificate is more than just a technical report, it’s a window into the future of the property you’re considering. It helps you avoid hidden risks, understand planning constraints, and make confident, informed decisions. If you’re unsure how to interpret the certificate, it’s worth discussing it with your conveyancer or even a town planning professional. A small investment in understanding this document can save you significant time, money, and stress down the track. 📞 Get in touch with Coutts today to start your buying/selling process with clarity. Schedule an Appointment Now Common FAQs 📌 Is a Section 10.7 Certificate mandatory in NSW?Yes. It is usually included in the contract for sale and forms part of the required disclosure documents before exchange. 📌 What risks can a Planning Certificate reveal?It may show flood risk, bushfire-prone land, heritage restrictions, contamination, road widening proposals, and future infrastructure plans. 📌 Can a Planning Certificate affect whether I buy a property?Yes. It can reveal restrictions or risks that may impact your plans, insurance, or property value, which may influence your decision to proceed. ABOUT KAY VITOGIANNIS: Kay joined the Coutts team in May 2021 working as a Licensed Conveyancer within our Property & Conveyancing team, based in our Narellan office. Kay has over 20 years of experience in the Legal industry. She began her journey in CBD Conveyancing firms as a secretary and attained her Advanced Diploma in Conveyancing in December 2010. For further information please don’t hesitate to contact: Kay Vitogiannis Licensed Conveyancer info@couttslegal.com.au 1300 268 887 Contact Coutts today. This blog is merely general and non specific information on the subject matter and is not and should not be considered or relied on as legal advice. Coutts is not responsible for any cost, expense, loss or liability whatsoever in relation to this blog, including all or any reliance on this blog or use or application of this blog by you. Contact Us