Coutts Lawyers & Conveyancers is a powerful female-founded law firm with a core value system that puts people first. Our reputation as the legal business of choice in New South Wales is recognised by our many awards.
The team at Coutts have the expertise and experience to stand behind you and give you legal advice in a language you understand... without the legal jargon.
Coutts welcomes the opportunity to help you start a business, purchase a business, or sell a business in Australia.
Coutts Commercial and Business team takes pride in providing comprehensive legal services to businesses of all sizes.
At Coutts, our legal team offer the best service in a time where you feel at odds with the law.
At Coutts, we understand the devastating impact personal injuries can have, not only in a physical capacity, but also your emotional, mental and financial well-being also.
Coutts provide expert legal advice in all employment related matters for both employers and employees including, but not limited to the following key areas.
Coutts provide legal advice in all areas of family law including; property settlements, divorce settlements, all types of parenting matters and the drafting of binding financial agreements and binding child support agreements.
The important role conveyancers plays when people are buying and selling of property.
Have you been called as a witness by the Royal Commission into Violence, Abuse, Neglect and Exploitation of People with Disability? If so, you may be eligible to receive government funded legal representation.
A will is a legal document that specifies how you wish your assets and liabilities to be distributed following your death.
FILING FOR TOTAL PERMANENT DISABILITY? GET EXPERTISE
We offer legal assistance for Total and Permanent Disability (TPD) claims. These claims provide crucial financial support for individuals who are unable to work due to a permanent disability. Our team has extensive experience in guiding clients through the complex process of TPD claims, including understanding policy terms, gathering necessary medical evidence, and liaising with insurance providers.
Karena Nicholls Partner
If a person has suffered an injury that prevents them from working or returning to work in the same capacity, then a claim may be made against their superannuation or insurance policy. This is called a Total Permanent Disability Claim or TPD Claim. This can be paid to the claimant in a lump sum and may assist in easing the financial burden faced in relation to disability. A person may also be eligible to claim a death benefit if they have lost a loved one. Superannuation, Total and Permanent Disablement (TPD) and Death claims do not have to be work related.
TPD claims will be assessed on personal circumstances. Each super fund and insurance company will have varying eligibility specified within the terms of its policy. However, there are some common requirements for making a claim. These include:
Particular steps must be taken in order to lodge a successful TPD claim. As mentioned above, this will also depend on the policy terms stipulated by your super fund or insurance company. The process can be extensive and tedious; however, the Coutts Team can make sure you are receiving appropriate and thorough legal advice to ensure you can access the entirety of the benefits to which you are entitled.
Coutts can assist you if your claim has already been rejected. We endeavour to make successful arguments for your case. We can commence proceedings in the Supreme Court to settle your claim.
Reach out to Coutts Lawyers via our website, phone, or in person. Briefly describe your matter.
Schedule and attend a meeting with a Coutts lawyer to discuss the specifics of your matter and desired outcomes.
Share all related documents and information. Your lawyer will review everything, clarify aspects as needed, and then advise on the best action course.
Based on the advice, an appropriate action plan will be formulated. This may involve communication, documentation processes, or further legal steps.
Execute the action plan, addressing a range of legal scenarios as necessary.
Navigate towards a resolution, with the path determined by the nature of the matter. Your Lawyer will outline any final actions or considerations.
Meet Karena, a Partner at Coutts Lawyers & Conveyancers, and the head of our esteemed Injury Compensation and Employment Law teams. With over two decades of experience in the field of Insurance Law, Karena’s passion, dedication, and client-focused approach have established her as a leading authority in compensation and employment law.
Total Permanent Disability (TPD) is a form of insurance that is designed to provide financial protection to those who are unable to work due to a permanent disability. This type of insurance is available to residents of New South Wales (NSW) and provides a lump sum payment in the event of a permanent disability.
Yes, you may be able to claim Total and Permanent Disability (TPD) if you meet the eligibility requirements. Generally, you must have an illness or injury that prevents you from ever returning to work or substantially limits your ability to work, to be eligible for TPD benefits. Check with your provider for more information about specific eligibility requirements.
The cost of a Total and Permanent Disability (TPD) claim depends on the type of claim, the insurer, and the individual’s circumstances. Generally, a TPD claim does not require any out-of-pocket expenses, as the insurance company pays for all costs associated with the claim. However, it is important to note that the insurer may require a policyholder to pay a fee for a medical assessment.
The amount of time it takes to process a Total and Permanent Disability (TPD) claim can vary depending on several factors, including the complexity of your case and the specific requirements of your insurance policy. In general, it is important to carefully gather all necessary documentation and provide a thorough and accurate application in order to expedite the process. It is also a good idea to follow up on the status of your claim regularly.
The amount of money that you will receive for a total and permanent disability (TPD) claim will depend on several factors, including the specific terms of your insurance policy, the severity of your disability, and any other income or benefits that you are receiving. It is important to carefully review the terms of your insurance policy and consult with a qualified legal professional to determine the specific amount of money that you may be eligible to receive.
Ensure your rights are protected and get the support you need.